How to Claim for Personal Injuries After a Car Accident
Nobody likes to think about getting injured. But, unfortunately, every year 42.2 million Americans end up in the emergency room as a result of being hurt during an accident. In particular, after vehicle accidents, each year, 2.5 million are hurt during vehicle crashes. Around 2 million of them are hurt seriously enough to suffer long-term health issues as a result of those injuries.
So, knowing what to do if you are injured in a vehicle accident is important. Taking the right action after the incident has a big impact on how much compensation you receive.
How do most people get hurt?
Before we dive into what to do, we are going to first answer the question of what are the most common car accident injuries. By far the most common injury is whiplash and other types of neck injuries. You do not need to be going very fast to experience these debilitating injuries. Unfortunately, the effects of whiplash and head injuries can last a lifetime.
Unsurprisingly, chest injuries are next on the list. Broken ribs are the most common. Then there are leg and knee injuries. It is not unusual for people to suffer from long-term psychological issues after an accident.
Don’t simply assume you are covered by insurance
An awful lot of people make the mistake of assuming that the insurance company of the other driver or their own policy will cover them, in full. Unfortunately, this is not always the case.
In the USA, tens of thousands regularly drive without insurance. If you hit one of them securing compensation is very difficult. You will almost certainly have to sue them personally.
Even if they are insured, there is a chance they will not be adequately covered to pay you in full for your injuries. With all insurance policies, there is a maximum payout ceiling. So, if you sustain serious injuries that should result in your receiving say $150,000 in compensation, you may only receive $100,000. To secure the rest of the money you would have to take out a private lawsuit. You can read more about the limitations of insurance policies by clicking the link and reading the article that you will find there.
Call a lawyer as soon as possible
So, regardless of the type of accident you have or the injuries you suffer, you really should call a personal accident lawyer. The sooner you do it the better. You need to gather as much evidence as possible to support your claim and do so before it disappears.
Seek out a lawyer with the relevant experience
When you do seek advice, make sure that you speak to someone who specializes in dealing with the aftermath of car accidents. They have a better understanding of the ins and outs of the medical and legal processes surrounding these incidents. So, they have a far better chance of guiding you through securing the best possible level of compensation than a general personal injury lawyer does.
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