You only have so much money that comes through your household on a monthly basis. So it’s important that you are making it last and that you don’t put you or your family in debt. Here are some tips to save on your monthly household income.
Use An App That Saves Your Money
Apps are pretty much used in a lot of our daily lifestyles now because they come in handy for so many things. One of the ways to save yourself some money is to use apps that can connect to your bank account. This app can take out a bit of money here and there each week to help save up extra funds that you can probably go without for the month. Watch as this side balance starts to build, and you can alter the rate at which it saves and how much of your monthly wages that it takes out. It’s certainly worth considering having.
Consolidate Any Debts
We all incur debts within our lifetime, whether that’s paying for a new home or paying off student loans. The best way of handling debt is to consolidate them all down into one stream. This is because there will likely be plenty of fees and additional fines that are charged when it comes to having debt in different places. By consolidating, you can keep an eye on it all, and that will help to pay it off a lot easier. Debt is money that was never yours, to begin with, so always remember than when considering another loan or credit card under your name. This all affects your eligibility too in buying property, so be careful with what you’re spending.
Take Advantage Of Offers
Offers are pretty much constant, whether that’s in your local grocery store or at your favorite clothing store. There will always be a deal to take advantage of, and this old navy coupon can help with your saving too. There’s plenty of discount codes and browser extensions that you can use that can help discount any online deals. When you’re in-store, ask them about potential loyalty reward cards or any local discount cards that they would recommend. You can always bag yourself a deal, and it might be worth it just to ask outright. It might seem cheeky, but if you don’t ask, then you won’t get after all!
Sell Your Stuff
Having the same monthly income each month is going to make it difficult for you to save money, especially if you’re very much living paycheck to paycheck. With that in mind, there’s likely to be plenty of stuff that you have in your home that you actually might not need anymore. This could amount to hundreds of dollars of stuff just lying there. So be sure to do a little declutter every now and then in order to clear out your space but to also find any worth junk to sell!
It’s certainly possible to save yourself some money, so do save where you can!
Newly middle-aged wife of 1, Mom of 3, Grandma of 2. A professional blogger who has lived in 3 places since losing her home to a house fire in October 2018 with her husband. Becky appreciates being self-employed which has allowed her to work from 'anywhere'. Life is better when you can laugh. As you can tell by her Facebook page where she keeps the humor memes going daily. Becky looks forward to the upcoming new year. It will be fun to see what 2020 holds.